We respect and maintain your right to privacy, with the highest regard. Our company is founded and continues to operate on the fundamental tenet of total confidentiality. Our Privacy Statement is contained in a separate document Privacy Statement.
We may update the TOU from time to time. You are responsible for checking this page for changes and updates to the TOU. Your use of the Site following any posted change(s) to the TOU will be deemed an acceptance of such change(s).
The PFS name, logo, design marks, and artwork are all properties of pfs.com.sg and it's owners. Any reproduction, representation, or other use of these materials found or published herein is expressly prohibited.
The entire content and code of this Web Site, without limitation is the property of pfs.com.sg and its owners, and is protected by copyright and, or other intellectual property laws of Singapore and internationally. No part of this Web Site may be copied, printed, saved, distributed or redistributed, other than by a user or intending user of our services. Copies so made should only serve to provide confirmation of service statements, product outlines, guarantees, offers and the like. Copies of the Web Site may also be made on a "one by one" basis to share information with business associates. No detail contained in this Web Site may be used in any way as content for another Web Site or publication.
Proprietary Rights and Permitted Use
You hereby acknowledge and agree that, as between pfs.com.sg (and it's owners) and you, all right, title, and interest in and to the Site and the provision thereof, including without limitation any patent rights, patents, business methods, copyrights, trademarks, trade secrets, inventions, know-how, and all other intellectual property rights pertaining thereto, shall be owned exclusively by pfs.com.sg and, or its owners. Except as expressly authorized by pfs.com.sg herein, you agree not to make, copy, display, modify, rent, lease, license, loan, sell, distribute, or create derivative works of the Site, in whole or in part. You agree not to access the Site by any means other than through the interface that is provided by pfs.com.sg for use in accessing the Site.
pfs.com.sg reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site (or any part thereof) with or without notice. You agree that pfs.com.sg and it's owners shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Site.
Discretion and Risk
Any material, statements or opinions viewed, downloaded, or otherwise obtained through the use of the Web Site is done solely at your own discretion and risk, and pfs.com.sg and it's owners will not be liable for any damages of any kind arising from the use of the Web Site, including, without limitation, direct, indirect, incidental, punitive, or consequential damages.
This Web site may contain outbound links or references to other sites. Please be aware that we are not responsible for the privacy practices or usage policies of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements and usage policies of each and every Web site that they visit. This usage statement applies solely to information contained in this Web Site.
Logos and names of companies other than ours may be published on this Web Site. Such publication does not necessarily imply endorsement by such other company. The logos, trademarks and names of such other companies are the property of their respective owners.
The entire contents of this Web Site are believed to offer a full and fair representation of all facts and claims. Interested parties, should however make their own enquiries to satisfy themselves on all aspects. Errors and Omissions (whether by negligence or technical failure) are excepted. E&OE.
Effect of law
If any provision of this document is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, and the other provisions of the document remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of our services must be filed within six (6) months after such claim or cause of action arose or be forever barred.